What is KYC document verification?
KYC (Know Your Customer) document verification is the process of confirming a person's identity by extracting and validating information from government-issued identity documents. Regulated entities — banks, fintech companies, crypto exchanges, iGaming operators, and HR departments — are legally required to verify customer identities before onboarding them, and to maintain ongoing due diligence throughout the business relationship.
Traditional KYC workflows require manual review by compliance officers, which creates bottlenecks, increases costs, and introduces human error. AI-powered document verification automates this process by combining OCR, machine learning, and sanctions screening into a single, low-latency API call that produces a structured decision in under 3 seconds.
How does DocsFlow AI extract identity document data?
DocsFlow AI processes identity documents through a multi-stage pipeline. First, an OCR model converts the document image into machine-readable text. A layout analysis model then identifies the document type and structure — distinguishing between passports, national ID cards, driver's licences, and utility bills automatically.
Which identity documents can DocsFlow AI verify?
DocsFlow AI supports passports, national ID cards, driver's licences, proof of address documents (utility bills, bank statements), business registration documents, tax forms, visas, and residence permits. Document coverage spans 180+ countries with automatic document type detection — no configuration required. Multi-language OCR with 100+ languages and scripts including right-to-left text ensures accurate extraction regardless of the document's origin.
Does DocsFlow AI include AML and sanctions screening?
Yes. Every verification call automatically screens extracted names against OFAC, UN, EU, and HM Treasury consolidated sanctions lists, as well as PEP (Politically Exposed Persons) databases covering 180+ countries. Adverse media monitoring is available as an add-on. Screening results are returned in the same JSON response with pass/fail status per check, allowing compliance systems to apply jurisdiction-specific rule sets and risk scoring automatically.
How fast is the KYC verification decision?
DocsFlow AI returns a full verification decision — document extraction, field validation, MRZ cross-check, and sanctions screening — in under 3 seconds on average, with a P99 response time under 3 seconds and a 99.9% uptime SLA. Decisions are delivered via signed webhook push the moment verification completes, or polled via REST, making it fast enough to gate onboarding flows in real time.
How does DocsFlow AI integrate with existing KYC workflows?
DocsFlow AI provides a REST API with SDKs for Python, Node.js, Go, Ruby, and PHP. Verification results are delivered via webhook push with HMAC signature verification, or polled via REST pull. The structured JSON response includes all extracted fields, per-field confidence scores, and per-check pass/fail results, making it simple to route users into existing onboarding flows or review queues. Batch requests support up to 500 verifications per request.
